We can help every buyer...

Looking for a new home is an important, but exciting, journey that can generate a rollercoaster of emotions.

We understand the high and lows. New Key Homes are here to help you find the dream home or investment that you are looking for. With offices located in the west midlands, we closely work on your behalf to meet those all important needs and requirements.

Don’t lose out on the house of your dreams. There is nothing more frustrating than being the last to know about a property that you really like. We are an independent property agent and will actually go out and find you a property even if we do not have the one you want now.

Remember! New Key Homes, not only are you getting the benefit of viewing property through our vast range of media advertising, you get our motivated staff working for you every day. We want you to have the widest possible choice.

Make your offer

Don't hesitate. Having found your property, make your bid. Alternatively ring and then write to the vendor making the terms of your offer very clear. If your offer is accepted, notify your solicitor and surveyor, giving them the name and address of the vendor and agent; you should also give your solicitor the name of the vendor's solicitor if you know it. Find out more information on how to make a winning offer .

Monitor your purchase

Know exactly where you stand. Ensure that your finances are still all in place, and that you will have enough money in "cash" for the exchange (usually 5%-10% of the purchase price). Get building insurance in place. Keep tabs on the sale, how local searches are going etc and what response your solicitor is getting. When you get the surveyor's report, look at it carefully and go through it with someone you trust who understands the jargon -surveyors sometimes feel obliged to comment on every splinter in the woodwork. Major, costly things to guard against are subsidence - you may find it very difficult to get the building insured if it has a record of subsidence - major roof repairs and dry rot. You can use the survey to negotiate the price down a little and/or get other things included in it such as carpets and curtains.

Exchange

Back out now and you will lose money. If the sale is still going forward, then you will by now have reached an agreement on the date of exchange and the date of completion of the purchase. The exchange is what it says: it involves two identical contracts based on the seller's original draft and amended (if necessary) by both parties. You sign one and so does the seller and at this point hand over the deposit. If for any reason you now decide not to go ahead with the purchase you will forfeit this money. Your property must be insured by you from the date of exchange, not the date of completion, which can be as soon or as long after exchange as you agree with the vendor. Between exchange and completion a lot of legal work has to be done. Transfer documents have to be signed, the mortgage finalised, land registry fees and stamp duty paid - or at least the finance put with the solicitor so that it can be paid. Sort out things with your lender so that your solicitor has the money to pay over on your behalf. Don't go on holiday. Check that the seller has completed their side of the deal. For instance, they might have offered to fix something - a broken radiator, a crack in the cistern, a broken door. Ensure that the work has been done.

Completion

The place is yours! On the day, keep in touch with your solicitor who will tell you when completion has taken place and so you can collect the key and move in. If you can, get to your new property an hour or two before the removal van with your rubbish bags so that you can clear out any rubbish that may have been left and ensure that lights etc are working.